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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Best Card Ever

5
Love this little card, been so easy to set up, set a cushion and repay .Very informative and detailed emails and a handy reminder evey month mean I never miss a replacement. Would definitely recommend to friends and family. Reviewed on: 11th April 2023
Lisa Smith's avatar
Lisa Smith

Great credit card

5
Always helpful and easy to use . It helps keep my spending in check. Reviewed on: 11th April 2023
Carly Stephenson's avatar
Carly Stephenson

Outstanding

5
Easy to use and easy monthly payments would highly recommend Reviewed on: 11th April 2023
Daniel ryan 's avatar
Daniel ryan

Great credit card

5
Great credit card , customer service experience is great warm And friendly, Zopa app easy to use highly recommend Reviewed on: 11th April 2023
Charlotte Ellis's avatar
Charlotte Ellis

Great Company

5
Great company, very friendly and helpful staff, very useful app to help with finances Reviewed on: 11th April 2023
James Sugg's avatar
James Sugg

Good service

5
Keeps an eye on my purchases by asking me to verify its me and I like the fact that it makes me use my pin Reviewed on: 11th April 2023
Marjorie Binks's avatar
Marjorie Binks

First class

5
Zopa came at exactly the right time for me and has never let me down. First class service. Reviewed on: 11th April 2023
robert crawford's avatar
robert crawford

The best!

5
Friendly service team, great rates and easy to use the app to track my spending. Also love the credit cushion feature to keep me on track. Reviewed on: 11th April 2023
Alice Deveney's avatar
Alice Deveney

Outstanding credit card

5
The best credit card I had. Quick and effortless. Well done you guys. Reviewed on: 11th April 2023
Anonymous's avatar
Anonymous

Best costumer service

5
Great customer service, a fantastic app very enjoyable and easy to use. Thank you so much. Reviewed on: 11th April 2023
Romen Correa Aide 's avatar
Romen Correa Aide

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