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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Credit card

5
10/10 easy to use loads of different tools to help you keep on track Reviewed on: 11th April 2023
Lesley Ballard's avatar
Lesley Ballard

Have had a seamless experience with Zopa

5
Easy application, easy to use app, always informed of balance, payments etc. Unless insights into credit stability etc Reviewed on: 11th April 2023
Michelle's avatar
Michelle

Happy with this credit card

5
Good credit card Reviewed on: 11th April 2023
Chay Allen's avatar
Chay Allen

Great Service

5
Always happy to help, provide all information updates regularly Reviewed on: 11th April 2023
George's avatar
George

Excellent and trustworthy service

5
I have had a few credit cards and Zopa seem to be more interested in keeping you as a customer safe and secure when transacting online. Customers services are always about to help with any query Reviewed on: 11th April 2023
Tom Lyndsell's avatar
Tom Lyndsell

Best experience ever

5
The best credit card for my and my family Reviewed on: 11th April 2023
Alexxx's avatar
Alexxx

Great card

5
Great to helping build your credit score. Easy to use on line app. Would recommend Zopa Reviewed on: 11th April 2023
Andrew Mckean 's avatar
Andrew Mckean

Efficient and reliable

5
Fabulous customer service and an excellent card to have Reviewed on: 11th April 2023
Deby's avatar
Deby

Credit card

5
Fast service, instant decision and low interest rates Reviewed on: 11th April 2023
Puveri Muvangua's avatar
Puveri Muvangua

95%

5
Zopa is a very caring company, they are very reliable, and also very helpful, I will always appreciate the good job. Reviewed on: 11th April 2023
OLAIDE TIJANI 's avatar
OLAIDE TIJANI

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