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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Ve@&

I love using Zopa credit card, it makes my life easier. Reviewed on: 11th April 2023

Thumbs Up

Very simple interface and easy to use with no complaints. Can’t rate it any better ! Been using Zopa for years Reviewed on: 11th April 2023

Easy and Simple

The app is very easy to navigate and when having problems and questions, the contact team are very reliable. Reviewed on: 11th April 2023

Fantastic service easy the best

Best credit card service I’ve ever had Reviewed on: 11th April 2023

Highly recommend

Great for building credit. Never had any issues. Reviewed on: 11th April 2023

Very easy to deal with

Very easy to deal with and easy process which they give you a manageable limit Reviewed on: 11th April 2023

Very impressive

Great credit card I’ve had. I would definitely recommend them to others Reviewed on: 11th April 2023

Credit card - Zopa

They have got great customer service, and their app is very user friendly - easy to navigate through. I have recommended Zopa to some of my friends. Reviewed on: 11th April 2023

Zopa easy

Fantastic easy to use dim of credit Reviewed on: 11th April 2023

Very good

Very good, kept up to date with everything that needs to be told Reviewed on: 11th April 2023

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