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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Takes The strain

Helps me when I need it most at a rate I can afford! Reviewed on: 11th April 2023

Credit card service and updates

Zopa is always provides best service and updates in terms of credit card and credit limit. Reviewed on: 11th April 2023

I don't have a zopa credit card

You keep sending me statements but I do not have any Zopa products? Reviewed on: 11th April 2023

Happy

Very happy with the product and service you provide Reviewed on: 11th April 2023

Quick credit limit increase

Been a customer for nearly a year now. Easy to make payments and quickest to give credit limit increase Reviewed on: 11th April 2023

Brilliant company

Very fair, honest and transparent with everything Reviewed on: 11th April 2023

Great provider honesty is their policy

been with Zopa credit card sometime now,they are great to deal with and are impartial for someone looking for a low limit card this is for you Reviewed on: 11th April 2023

I did not have any problem using zopa credit card

Keep it up your excellent service really happy with zopa credit card service Reviewed on: 11th April 2023

Easy and clear to understand

My zopa card is the only one which shows immediate credits, transfers and payments, so when I make a payment against my balance, it shows there and then, making it easy to keep track of spending and balance. All other cards I have take two working days before anything shows, which can be annoying when the balance shown is not a true reflection. Reviewed on: 11th April 2023

Superb credit card

Very reliable card and extremely easy to work with customers services. Reviewed on: 11th April 2023

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