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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy and exceptional

I havnt had any issues with my card since having it x Reviewed on: 6th March 2026

News starter but so far so good and competitive inte...

News starter but so far so good and competitive interest rates. Reviewed on: 6th March 2026

Zopa offered me a range of solutions with brilliant...

Zopa offered me a range of solutions with brilliant customer service for each for these - very fast efficient and well serviced Reviewed on: 6th March 2026

Love Zopa Great from Start to Finish

Great from Start to Finish Easy to use and always helpful People to ask thing Reviewed on: 6th March 2026

alls good it is simple and works for me

alls good it is simple and works for me Reviewed on: 6th March 2026

Fabulous card and so easy to manage

Fabulous card and so easy to manage Reviewed on: 6th March 2026

So easy to apply for great service.

So easy to apply for great service. Reviewed on: 6th March 2026

the application process was simple and straight foward.

the application process was simple and straight foward. I have struggled in some other credit providers to get credit but with Zopa it was easy and satisfying. Reviewed on: 6th March 2026

Zopa has made my life so much easier with the cost o...

Zopa has made my life so much easier with the cost of living as high as it is. Reviewed on: 6th March 2026

Outstanding company

Be nice to be offered a credit limit increase as been a customer for a while now but apart from that I really can’t fault them Reviewed on: 6th March 2026

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