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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43488 reviews)

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4.94

Based on 43,488 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are helpful and good value for money They are helpful and good value for money Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43488)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent

It’s easy to use where ever you go to shop. Reviewed on: 15th January 2026

A really good company to use

Never had any issues with Zopa good rates and credit limits available Reviewed on: 15th January 2026

The best so far

Very, Very honest, friendly and provide excellent customer service. They provide accurate and up to date information that is helpful to me when making my spending decisions. I have no problems with my credibility as Zopa take care of that as well. They have helped me to build my credit score which is ongoing. Reviewed on: 15th January 2026

Very good card

Excellent customer service when contacting them and great flexibility with the card itself Reviewed on: 15th January 2026

Excellent company.

Excellent company. Very good app and easy to understand Reviewed on: 15th January 2026

easy to check and keep control of my account

easy to check and keep control of my account Reviewed on: 15th January 2026

Ive never had any problems with my zopa card

Ive never had any problems with my zopa card Reviewed on: 15th January 2026

Really easy to apply, great starting limit an super...

Really easy to apply, great starting limit an super fast delivery of card Reviewed on: 15th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Never had any problems since being with zopa Reviewed on: 15th January 2026

Have Zopa and is helping me rebuild my credit rating.

Have Zopa and is helping me rebuild my credit rating. Recommend Reviewed on: 15th January 2026

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