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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent credit card, user friendly

Great app, easy to use with helpful reminders. I always feel confident and in control with Zopa Reviewed on: 11th April 2023

Great

Well a great little credit card to boost your credit score up if you need to 10/10 Reviewed on: 11th April 2023

Really good

Zopa have been really good. At helping with hand tips on how to stay on top. They are very helpful. Keep up the good work Reviewed on: 11th April 2023

Excellent experience

When u have a query ,gets sorted. Reviewed on: 11th April 2023

Easy, simple process

No surprises, does what it says. Straightforward, no issues at all. App access anytime I need Reviewed on: 11th April 2023

Really good service

This is the second card I've had from zopa, they have always been very quick and easy to deal with. Highly recommended. Reviewed on: 11th April 2023

Fantastic service

Great service from a great team Reviewed on: 11th April 2023

Best credit card

It's actually the best card I've had overall Reviewed on: 11th April 2023

Great service

A great company, card and app. I would highly recommend to anyone Reviewed on: 11th April 2023

First rate service

Very helpful and understanding. Reviewed on: 11th April 2023

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