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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

A great company, card and app. I would highly recommend to anyone Reviewed on: 11th April 2023

First rate service

Very helpful and understanding. Reviewed on: 11th April 2023

Best provider ever

I love zopa because their rate is in accordance with the regulation and when it goes down they also reduce your rate. Constant communication about my credit in the app and also email. I will also recommend to friends and family. Keep up zopa Reviewed on: 11th April 2023

Customer focused company

Since joining Zopa I have constantly been pleasantly surprised by the clear communication, updates and exceptional customer service provided as a matter of course. If only all credit cards companies focussed on their customers the way Zopa do managing finances would be far easier. So Zopa - thank you and Bravo! Reviewed on: 11th April 2023

Best company

The staff's are friendly , and they give they best to resolve my issues etc... Reviewed on: 11th April 2023

Helpful and friendly

Always been there when needed and helpful if problems occur Reviewed on: 11th April 2023

10/10 - Would recommend!

Easy with great service and no issues at all! Reviewed on: 11th April 2023

Best Of The Best

Never anything less than 1st class service! Reviewed on: 11th April 2023

Fantastic Card

Best card I’ve ever had! So easy to manage with its easy to use app and instant updating. Friendly customer support team and more! Reviewed on: 11th April 2023

Fantastic

Had the card for over a year now and never once had to call and speak to anyone as it simple to use the app and is easy to understand. Also I like that once made a payment dont have to wait 2 working days to see updated balance Reviewed on: 11th April 2023

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