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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit card

I have a credit card with Zopa and have never had any issues. They are always in contact about any changes to my account and the app is so easy to use. I would happily recommend Zopa to anyone I know. Reviewed on: 11th April 2023

Very professional

Had an issue with card and was solved quickly Reviewed on: 11th April 2023

Easy to use and low interest rates

It was easy to Process for the loan. No difficulty getting it ready. Reviewed on: 11th April 2023

Best credit card I have used

Very helpful and caring excellent customer support Reviewed on: 11th April 2023

Excellent

Awesome Experience with Zopa Credit Card..!! Reviewed on: 11th April 2023

No hassle perfect card

Straight forward repayments deducted straight away don’t have to wait 2 days low interest rates Reviewed on: 11th April 2023

Efficient and friendly

Very efficient to deal with and very customer friendly Reviewed on: 11th April 2023

Awesome

Great service Always upto date Reviewed on: 11th April 2023

Excellent card and service

I'm really happy with my card/ account. Zopa are 1st rate and I'd be more than happy to highly recommend their services to everyone. Thank you Zopa team from a very grateful customer. Reviewed on: 11th April 2023

Never had an issue

I've never had an issue and they have a great app. They don't bombard me with spam and I feel like I could recommend them to anyone else. Reviewed on: 11th April 2023

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