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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fab little card

Easy to apply. Regular updates and often new features most months on the app. Reviewed on: 11th April 2023

Fantastic easy to user friendly

I’ve been Zopa now for while and all dead friendly when spoken to on phone easy to use and app straight forward to great product Reviewed on: 11th April 2023

Amazing

Zoopa is great, the app is on my phone , which is very convenient for me because whenever I need to I can check my account balance . The app is very easy to use , perfect for me . Reviewed on: 11th April 2023

The best credit card

The best credit card I recommend to all people, it is very easy to use. Reviewed on: 11th April 2023

easy and clear

easy card to use and clear terms Reviewed on: 11th April 2023

Zopa Friendly

Good company to have a credit card with reliable and understanding to the present situation of the economy Reviewed on: 11th April 2023

Really helped with credit score

Very flexible company helps massively to my credit score Reviewed on: 11th April 2023

Easy to use Apr is good

Best card u can use lots off places. Reviewed on: 11th April 2023

Helpful and easy

I was struggling financially and thanks for the help with Zopa, helped me resolve my problem and have many different minimum payment options. Excellent customer service support. Reviewed on: 11th April 2023

Great customer service and easy to use

For all the time i have been using Zopa it is by far the easiest and best credit card company. The customer service is top notch and the app os very user friendly. Easy to talk to and always creating new ideas to help there customers. Would recommend 10/10 Reviewed on: 11th April 2023

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