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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

best around

great company with full support and help from start to finish Reviewed on: 11th April 2023

Best about

Wouldn't choose anyone else the service the fees everything is special love the service always on point thankyou Reviewed on: 11th April 2023

Amazing

Amazing experience...massive thank you! Reviewed on: 11th April 2023

brilliant

Great company to deal with. thanks Reviewed on: 11th April 2023

Great service

Always able to quickly answer any queries and easy to use app Reviewed on: 11th April 2023

Good company

Very good company and best service to the customer I love it Reviewed on: 11th April 2023

Zopa fantastic

Strait forward app no hassle great to deal with Reviewed on: 11th April 2023

100% recommended

Always a happy customer with Zopa Reviewed on: 11th April 2023

Very good

Very good and easy to use very good value and easy to set up repayments Reviewed on: 11th April 2023

Easy to use

Got approved quickly and not had any problems using Zopa credit card Reviewed on: 11th April 2023

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