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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple and Perfect

Simple to use and accepted in everywhere Reviewed on: 11th April 2023

Great service

Great service and app and easy to use. Reviewed on: 11th April 2023

Great Service

Great company to be apart of Would highly recommend to family and friends Reviewed on: 11th April 2023

Great as my credit was low

Easy application easy to use app would recommend if you are building your credit. Reviewed on: 11th April 2023

Best Credit Card issuer ever

Reasonable interest rate, customized financing options, I would 100% recommend. Reviewed on: 11th April 2023

Great product!

The whole process of getting my credit card was seamless. Amazing with communication, love it! Reviewed on: 11th April 2023

Brilliant

Nice quick and reliable.. would definitely recommend zopa Reviewed on: 11th April 2023

Excellent

Loved there service , I am really happy with their service Reviewed on: 11th April 2023

Excellent service !

Always very helpful. Excellent credit card. The app is easy to use and very useful. Thank you for everything. Reviewed on: 11th April 2023

Best credit card app

Zopa has a really great credit card app. My whole experience from application to use of card has been such a pleasant journey. Reviewed on: 11th April 2023

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