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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Easy and straight forward

5
Great product easy application easy to use straight forward terms and conditions. Reviewed on: 11th April 2023
MartC78's avatar
MartC78

Excellent service!

5
Straightforward and easy to use, with a clear app and great communication. Reviewed on: 11th April 2023
Darren Norbury's avatar
Darren Norbury

Always there when you need them

5
Always used credit cards over the years These card people are the best no hassle no drama Reviewed on: 11th April 2023
Rian Glear's avatar
Rian Glear

Easy to use app

5
Great app . Easy to understand. Manageable credit limit Reviewed on: 11th April 2023
Martin 's avatar
Martin

Great help with credit rebuild

5
I have found zopa has help me with managing my cash flow and stay in control. Reviewed on: 11th April 2023
Kevin oakley's avatar
Kevin oakley

Excellent credit provider

5
Very easy to use app straight forward always contacted when changes are coming or offers zopa had made it easier for use of my card Reviewed on: 11th April 2023
Carsten Stidson's avatar
Carsten Stidson

easier Credit card to use

5
So easy to use and to built ur credit score as well Reviewed on: 11th April 2023
Oussama Debbaghi's avatar
Oussama Debbaghi

Amazing company!

5
Zopa really is an amazing company all round! Amazing customer service & low interest rates. Couldn’t be happier being with them! I tell everyone about Zopa! Reviewed on: 11th April 2023
George Garrett's avatar
George Garrett

Great company

5
Great company I have been a customer for over a year now and I have never had any issues with Zopa. I regularly check my account via the app it’s so easy Reviewed on: 11th April 2023
dian Goodall's avatar
dian Goodall

Great company

5
I got this card to help my credit score and so far it's really been helping and has been so easy to manage each month even when I was getting overwhelmed with debts! Reviewed on: 11th April 2023
Sarah's avatar
Sarah

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