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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent rates

Good rates, and easy to navigate the app Reviewed on: 11th April 2023

The credit for all

Applied for ZOPA credit to help me through a difficult time, decision was swift. Have now paid back. I recommend. Reviewed on: 11th April 2023

Great card

App very easy to use and good for updates Reviewed on: 11th April 2023

Best credit card, I've got few credit cards and this one so far is my best choice.

Happy with my credit card. No issues at all Reviewed on: 11th April 2023

Credit Card

Great company easy to make payments and website easy to navigate Reviewed on: 11th April 2023

Great card with affordable repayments

I got this card to rebuild my credit score and it’s working ! This company don’t bombard you with limit increases meaning the repayments are affordable and it’s easy and simple to pay extra as and when you are able Reviewed on: 11th April 2023

Great company

Great company and service, always there for the people it serves. No matter what the issue Zopa will go the extra mile to help. I would definitely recommend to family and friends. Reviewed on: 11th April 2023

Perfect

Good Credit card, good percentage Reviewed on: 11th April 2023

Brilliant service

Never any issues, hassel free service Reviewed on: 11th April 2023

Zopa a Great Company

I am very satisfied with Zopa. They have a brilliant web page and are good at sending me reminders which I like as memory sometimes needs a nudge. Reviewed on: 11th April 2023

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