Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card, I've got few credit cards and this one so far is my best choice.

Happy with my credit card. No issues at all Reviewed on: 11th April 2023

Credit Card

Great company easy to make payments and website easy to navigate Reviewed on: 11th April 2023

Great card with affordable repayments

I got this card to rebuild my credit score and it’s working ! This company don’t bombard you with limit increases meaning the repayments are affordable and it’s easy and simple to pay extra as and when you are able Reviewed on: 11th April 2023

Great company

Great company and service, always there for the people it serves. No matter what the issue Zopa will go the extra mile to help. I would definitely recommend to family and friends. Reviewed on: 11th April 2023

Perfect

Good Credit card, good percentage Reviewed on: 11th April 2023

Brilliant service

Never any issues, hassel free service Reviewed on: 11th April 2023

Zopa a Great Company

I am very satisfied with Zopa. They have a brilliant web page and are good at sending me reminders which I like as memory sometimes needs a nudge. Reviewed on: 11th April 2023

Simplicity

Applying and get the Zopa card was so simple and easy to get. It's so simple to use online or in the shops. Reviewed on: 11th April 2023

The best credit card

I must say, your card offers a plethora of features and benefits that make it stand out from the crowd. The security features on your credit card are good. The card offers advanced security measures, such as chip technology and fraud protection, to ensure that your personal information and transactions are always secure. Another cool feature of your credit card is its mobile app. The app is user-friendly and offers a range of functionalities, from checking your account balance and transaction history to making payments and even setting up alerts to monitor your spending. The app makes managing your credit card a breeze and allows you to stay on top of your finances on the go. Lastly, I appreciate the flexibility that your credit card offers. You can choose from a variety of payment options, including setting up automatic payments, making payments online. Plus, your card is accepted worldwide, making it an ideal option for travelers. Overall, your credit card is an exceptional choice for anyone looking for a reliable and rewarding credit card. Its features and benefits are cool and practical, making it an excellent option for anyone seeking to manage their finances more effectively. Reviewed on: 11th April 2023

Terrible company

No increase in limit. Poor limits and poor customer service when you query it. Like robots just send you scripted responses. Very poor Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 3.61 from 271 reviews
Credit card
from Yonder 4.85 from 952 reviews
marbles credit card
from NewDay 4.37 from 543 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub