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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Best in the business great card def recommended Reviewed on: 11th April 2023

Good

Good provide for credit card, easy to use online Reviewed on: 11th April 2023

Amazing

Easy to deal with, easy to navigate round the app. Reviewed on: 11th April 2023

Perfect

I’m very happy to use Zopa credit card Reviewed on: 11th April 2023

Excellent service

I am really happy with the service provided and I did not have any issues. Reviewed on: 11th April 2023

Best credit card provider

I have multiple credit cards including hight street banks like metro and world renowned credit providers like American Express. Zopa has been the best so far in the fastest and the most comfortable app I was able to use int erma usage or response when having questions when making payments or looking into your monthly statements Reviewed on: 11th April 2023

Excellent service love it

I applied credit card they approved very easy Zopa App excellent customer service Reviewed on: 11th April 2023

Incredible customer service

Zopa customer service is outstanding, very friendly, fast and reliable, one of the best companies out there as they are so transparent with everything! Reviewed on: 11th April 2023

Outstanding

Professional, very helpful to their customers and enhance the interet of the customers. Reviewed on: 11th April 2023

brillant service

love my credit card so flexible Reviewed on: 11th April 2023

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