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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple and clear

I am currently using the mobile app for the credit card. It's extremely easy and what's more important clear to use. I have not had any problems so far so would definitely recommend Zopa credit card to anyone Reviewed on: 11th April 2023

Easy and Clear

When everything is so difficult and confusing regarding cards these days, hidden fees etc but this was so easy to use, clear and friendly service wise. Reviewed on: 11th April 2023

Great service

Great customer service and great app layout Reviewed on: 11th April 2023

Zopa are the best

My experience with Zopa has been amazing! Very great credit card company Reviewed on: 11th April 2023

Friendly App

Customer service is one of the best I have experienced and the App is so friendly Reviewed on: 11th April 2023

New start

After a terrible time of my life in awful debt I have steadily on my own repaid and sorted it by myself Zopa gave me a credit card which has helped me so much and will always be grateful Reviewed on: 11th April 2023

Amazing

So easy to use & I’ve never had an issue or problem with Zopa!! They’re a great company to use!!! Reviewed on: 11th April 2023

Great company

Helped me greatly, great communication, Reviewed on: 11th April 2023

Excellent customer service

From the application to every day use. I’ve found Zopa credit card to be an excellent product. Simple app excelling in customer service. Would recommend to anyone Reviewed on: 11th April 2023

Miss Balandila Malonga

Reviewed on: 11th April 2023

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