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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Great company

5
Helped me greatly, great communication, Reviewed on: 11th April 2023
Debbie panther 's avatar
Debbie panther

Excellent customer service

5
From the application to every day use. I’ve found Zopa credit card to be an excellent product. Simple app excelling in customer service. Would recommend to anyone Reviewed on: 11th April 2023
Robbie Keeling's avatar
Robbie Keeling

Miss Balandila Malonga

5
Reviewed on: 11th April 2023
Balandila Malonga's avatar
Balandila Malonga

Great company

5
Great app, great customer service and always there to help. Thanks Reviewed on: 11th April 2023
Louise Dmytrenko's avatar
Louise Dmytrenko

Easy process, easy to manage account

5
Have a credit card and personal loan with zopa, both easy to apply for, app makes it easy to manage accounts. Would definetly recommend. Reviewed on: 11th April 2023
Emma's avatar
Emma

I WENT FROM UGLY TO BAD TO GOOD CREDIT, THANKS TO ZOPA

5
Zopa helped me towards gaining a good credit score. Easy to use app, loaded with useful features. Excellent customer service. Reasonable interest on purchases made. Reviewed on: 11th April 2023
Darren Rose's avatar
Darren Rose

Best credit card

5
Really best credit card and when you add some money coming in your account in a minute Reviewed on: 11th April 2023
Adel Makhluf's avatar
Adel Makhluf

Good

5
It’s easy to and fast service for the payment Reviewed on: 11th April 2023
Vikram Kosnam's avatar
Vikram Kosnam

Easy application, fabulous App to manage finances

5
What an amazing credit provider to use! Straight forward, self explanatory application and the easiest App to navigate and manage finances with. Love the “tasks” and the reminders to aid improvement of financial health… all in all 100% positive experience Reviewed on: 11th April 2023
Louise Alberts's avatar
Louise Alberts

Brilliant

5
Very good customer service, staff are very friendly and helpful at all times Reviewed on: 11th April 2023
Douglas Haslam's avatar
Douglas Haslam

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