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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A very SUPER ZOPA card

A very professional card, yet very easy to use. I like the fact that you are made aware almost immediately after a purchase, what you have spent and have left. Reviewed on: 11th April 2023

Credit

I have found this card has been very useful especially with the current cost of living crisis. It helps in emergencies and interest rates are very reasonable. Reviewed on: 11th April 2023

Excellent

Great service from start to finish Reviewed on: 11th April 2023

Customer experience

The app is superbly easy to use and navigate through it. You can freeze and unfreeze the card on the app and it's done in an instant. When I have had to call the customer service they have been extremely polite and helpful. I would totally recommend zopa to anyone. Reviewed on: 11th April 2023

Review for Zopa

Very nice company! I love Zopa as a credit card company they always have been very helpful and accessible. Thanks Zopa! Reviewed on: 11th April 2023

Credit card

Fantastic card, fantastic service allround good Reviewed on: 11th April 2023

Great service

Great service, great customer service Reviewed on: 11th April 2023

Zopa Great Service/Provider

Zopa have been a great service to get my credit card with, always providing helpful information through emails but not being overwhelmed by them. Have provided great help whenever required and have never had an issues with the card itself or making payments. Highly recommended Reviewed on: 11th April 2023

One of the best credit card company's

Zopa was the only company willing to give me a chance with a credit card when I had bad credit and thanks to them allowing me to have one of there cards I been able to improve my credit score by showing good usage of my credit Reviewed on: 11th April 2023

Best of the best

Very good credit card for people with a low credit score I would recommend without a doubt Reviewed on: 11th April 2023

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