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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Genius.

Simple application process. Fast decision. No silly questions. Reviewed on: 11th April 2023

Great card

Great and easy card to use. And good rates. Reviewed on: 11th April 2023

Excellent

Great service and great customer service Reviewed on: 11th April 2023

Amazing

The card is so great for someone like me that wants to build up credit Reviewed on: 11th April 2023

Yes

Got the card to build up me credit score rating! So far,good Reviewed on: 11th April 2023

Amazing!

I have found Zopa to be really east to use, communicate with and set up. Would strongly recommend them to others. The app is also easy to navigate to help you keep an eye on your spending, payments. Reviewed on: 11th April 2023

Great Service

Great services as always and happy with my card Reviewed on: 11th April 2023

Best provider ever

App is very simple to use and interest fees are okay, really good provider highly recommend Reviewed on: 11th April 2023

Easy to apply

Useful reminder on a monthly basis regarding upcoming payment and balance Reviewed on: 11th April 2023

Credit card

Easy to use app and easy to make a payment whenever you want Reviewed on: 11th April 2023

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