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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service and support

Been using for a while now and never had a problem great rates and service/support Thanks Reviewed on: 11th April 2023

Best Service

Best among the other providers with low Apr Reviewed on: 11th April 2023

The best ever

Always help you in the hard time! Reviewed on: 11th April 2023

Great customer service always there to help

When I rang I was given excellent customer service and very intentive to my situation Reviewed on: 11th April 2023

Expensive

High interest rates on this card. Cannot manage online, and you are forced to download the app Reviewed on: 11th April 2023

Excellent fabulous.

Great company for credit cards that I ever had. Reviewed on: 11th April 2023

Great credit card

I’ve had this credit card for about a year now and I love it. The app alongside it makes it really easy to use and keep up to date with payments ect. The interest instant too bad the monkey repayments are never that high Reviewed on: 11th April 2023

Awesome

Just…Awesome, but I need to make this 32 characters or more, so I will just say….Awesome Reviewed on: 11th April 2023

Awesome service

First class card great app easy to use Reviewed on: 11th April 2023

A great credit card

I like my zopa card and it's easy to use and would recommend to anyone to apply for one Reviewed on: 11th April 2023

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