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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit card

It’s been an easy experience with signing up, to getting accepted and then paying for my first month. I would definitely recommend Zopa to my family and friends. Reviewed on: 11th April 2023

Amazing credit card

This credit card is amazing and it’s helped me build my credit. Reviewed on: 11th April 2023

Brilliant

What an excellent credit card company. Keeps you updated on changes etc. i would recommend this card to all of my friends who by any chance looking for a great credit card. Reviewed on: 11th April 2023

Easy to use

I love the app. Everything is so easy to use and when ever I have had any problems they have always been sorted straight away. Thank you for your service Reviewed on: 11th April 2023

Excellent

Excellent Company and Card for credit building. Very easy to use App and brilliant Customer service Reviewed on: 11th April 2023

Easy to Use - A1 Customer Service

The App is very easy to use , everything is there that you need to access your account and card details , very professional customer service , would recommend any Zopa product to friends and family Reviewed on: 11th April 2023

Very happy with Zopa

Since I've been with zopa never had any problems. Any questions needing answered is always fast and efficient and don't talk to a computer but a real person Reviewed on: 11th April 2023

Great credit card provider

I struggled to get a credit card but Zopa came through and I’ve been so impressed with their customer service and user friendly app. Highly recommend. Reviewed on: 11th April 2023

great company

zoopa is very great product i love it Reviewed on: 11th April 2023

Moral company

User friendly app, additional useful services offered. Only provide a credit limit that you can afford. Reviewed on: 11th April 2023

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