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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app

Easy to use app with extra features Reviewed on: 11th April 2023

Excellent service

No problems at all with this credit provider excellent service Reviewed on: 11th April 2023

Good for building credit score

Would highly recommend this company especially for credit building Reviewed on: 11th April 2023

Great

Not as high interest as others. Accepted straight away Reviewed on: 11th April 2023

Easy to use

Very Efficient easy to set up easy to use! Never had any problems at all with Zopa. Reviewed on: 11th April 2023

Fantastic people

Always go above and beyond. Great service Reviewed on: 11th April 2023

Amazing

One of best credit card I have so far and I would recommend any one that’s looking for unique credit card Reviewed on: 11th April 2023

Highly recommended

Easy navigation on app, easy set up, good communication Reviewed on: 11th April 2023

Simple to use and keep Me in control

Zopa is a great idea as it helps me rebuild my credit and has an app that gives advice also . From savings to loans and car finance it’s a one stop shop! The app keeps me in my limit and is easy to access. Keep up the good work Zopa. Reviewed on: 11th April 2023

Zopa credit card

Really good. Very easy to use, I can see all my transations in real time on rhe app Reviewed on: 11th April 2023

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