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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helped me

Zopa has helped me whenni couldn't find help elsewhere Reviewed on: 11th April 2023

good credit card

application was easy and got answer quickly, credit increase because of good payments was a bonus Reviewed on: 11th April 2023

Great credit card

Great credit card highly recommended Reviewed on: 11th April 2023

Simple

Easy to sign up to, easy in app control and everything made clear and accessible. Reviewed on: 11th April 2023

Very fair honest company

Always have a great communication with anything ineed to discuss Reviewed on: 11th April 2023

Great product

Great service and so helpful if you have any problems they'll help you with anything Reviewed on: 11th April 2023

Amazing

Gave me a good credit limit and very easy to use the app Reviewed on: 11th April 2023

Creditcard

Brilliant to have the repayments are very cheap if you have any problems the friendly staff will only be to happy to help Reviewed on: 11th April 2023

FIVE STAR

Great card and customer support can't be beaten Reviewed on: 11th April 2023

Great people

Great service from fantastic staff with a great product. Reviewed on: 11th April 2023

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