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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

More convenient

Best customer service , good product Reviewed on: 11th April 2023

Mr Fleming

Great , hassle free highly recommend Reviewed on: 11th April 2023

good

good card for me with bad history Reviewed on: 11th April 2023

Brilliant

Be really easy to use and always keeping me updated on how my balance is and new offer Reviewed on: 11th April 2023

Great app and good comms

Very helpful app, great rate and good comms Reviewed on: 11th April 2023

Zopa credit card

Easy to use, great communication, instant transactions. Reviewed on: 11th April 2023

Great service

Very happy with the service and Zopa credit card. Simple to pay on monthly. No problems at all. Reviewed on: 11th April 2023

Excellent

Zopa have been a fantastic bank to deal with,their app is very easy use and allows you to access everything you need from your balance to customer service and increase or decrease your credit limit . I cannot recommend ZOPA highly enough Reviewed on: 11th April 2023

Easy to understand and Great app.

The app is great and works well easy to understand and great communication. Reviewed on: 11th April 2023

Zopa: your credit card bff with perks Galore!

Zopa has been a game-changer for my financial needs! Their credit card services are exceptional, with competitive rates and flexible payment options. The user-friendly interface makes managing my account a breeze, and their customer support team is always responsive and helpful. I appreciate the perks and rewards that come with my Zopa credit card, which have helped me save on everyday purchases. Overall, I highly recommend Zopa for anyone looking for a reliable and trustworthy credit card company. Reviewed on: 11th April 2023

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