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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa customer service

Easy to communicate with them, providing a quick response when you needed it. On the credit providing part they looking to your circumstances and will contact you without you going ask them. Never had problems with the and never received nonessential response. On the whole have had a good experience with them. Reviewed on: 11th April 2023

Credit Card Application

I needed a credit card when Covid happened that’s when Zopa was recommended to me and I was approved right away Reviewed on: 11th April 2023

Fantastic easy to use Credit Card Company

Easy to use App, very impressed with service received . Reviewed on: 11th April 2023

Fantastic company

I couldn’t have gone with a better company than Zopa, they are extremely helpful and give you all the support you need, I would recommend them to anyone, you never have a problem with them, they sort out any issues you might have. I only wish I had been with them earlier Reviewed on: 11th April 2023

No hassle credit

Always happy to help with any issues. Reviewed on: 11th April 2023

Best choice

Every day using this card and I am very happy Reviewed on: 11th April 2023

Great

Really good service highly recommended Reviewed on: 11th April 2023

Highly recommend

The best credit company. I have a problem with my debts and this company helps me. Reviewed on: 11th April 2023

Great company

Great company never had hassle and it was so easy to apply for any of the products on offer Reviewed on: 11th April 2023

Best credit card

Best credit card, easy to manage with the app, easy to keep track of spending with notifications straight away, no hassle making payments towards balance which shows almost straight away. Great company! Reviewed on: 11th April 2023

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