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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic company

I couldn’t have gone with a better company than Zopa, they are extremely helpful and give you all the support you need, I would recommend them to anyone, you never have a problem with them, they sort out any issues you might have. I only wish I had been with them earlier Reviewed on: 11th April 2023

No hassle credit

Always happy to help with any issues. Reviewed on: 11th April 2023

Best choice

Every day using this card and I am very happy Reviewed on: 11th April 2023

Great

Really good service highly recommended Reviewed on: 11th April 2023

Highly recommend

The best credit company. I have a problem with my debts and this company helps me. Reviewed on: 11th April 2023

Great company

Great company never had hassle and it was so easy to apply for any of the products on offer Reviewed on: 11th April 2023

Best credit card

Best credit card, easy to manage with the app, easy to keep track of spending with notifications straight away, no hassle making payments towards balance which shows almost straight away. Great company! Reviewed on: 11th April 2023

Excellent credit builder

Zopa is great card to rebuild your credit easy App to use to keep track of your transactions and also provides tips on how to build your credit further. Reviewed on: 11th April 2023

Amazing company

Always easy and safe to use and most understanding to people’s needs Reviewed on: 11th April 2023

Excellent Service

Easy to use and app is convenient, straightforward to use Reviewed on: 11th April 2023

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