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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy, simple, effective.

Zopa has been an excellent provider from day 1! It has made it easier to understand my borrowing power, manage how much I spend and also the app has been faultless! It’s so easy to see what you’ve spent and credit statements come in like clock work. They’re always available for 24/7 support and have answered every question I’ve had! Reviewed on: 11th April 2023

good fair company

always keep you up to date, e-mail and text, app easy to use and track, Reviewed on: 11th April 2023

Hassle free

Great card linked to your app online which is very reliable. Very pleased with my card and customer care. Reviewed on: 11th April 2023

Excellent for Building Credit Score & Great Service

Zopa credit card has incredibly helped boost my credit score as they provide up to date alerts and corresponding emails and suggestions on how to get a better score. They also provide new opportunities to get more credit; in likes of car loans etc. Reviewed on: 11th April 2023

Amazing

My first credit card and I couldn’t be happier. Always great service and never a single issue! Reviewed on: 11th April 2023

No issues very transparent

I have not had much contact only because I didn't need to everything has been smooth running upto now Reviewed on: 11th April 2023

Great

Reviewed on: 11th April 2023

Zopa credit card

Very insightful and compassionate credit card provider Reviewed on: 11th April 2023

Keeping control of your finances

Best credit card I’ve had so far. They keep your limit at an affordable cap and don’t offer increases at every given opportunity. They make it easy to not go over your limit by using a safety net feature which is very useful Reviewed on: 11th April 2023

Great credit card

Really good card with good apr % my partner now has one. Reviewed on: 11th April 2023

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