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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent for Building Credit Score & Great Service

Zopa credit card has incredibly helped boost my credit score as they provide up to date alerts and corresponding emails and suggestions on how to get a better score. They also provide new opportunities to get more credit; in likes of car loans etc. Reviewed on: 11th April 2023

Amazing

My first credit card and I couldn’t be happier. Always great service and never a single issue! Reviewed on: 11th April 2023

No issues very transparent

I have not had much contact only because I didn't need to everything has been smooth running upto now Reviewed on: 11th April 2023

Great

Reviewed on: 11th April 2023

Zopa credit card

Very insightful and compassionate credit card provider Reviewed on: 11th April 2023

Keeping control of your finances

Best credit card I’ve had so far. They keep your limit at an affordable cap and don’t offer increases at every given opportunity. They make it easy to not go over your limit by using a safety net feature which is very useful Reviewed on: 11th April 2023

Great credit card

Really good card with good apr % my partner now has one. Reviewed on: 11th April 2023

GREAT SERVICE

No fuss .ease of use. Great service. Reviewed on: 11th April 2023

Reliable and trustworthy

Zopa has helped me boost my credit score with a affordable reliable credit card, thank you Reviewed on: 11th April 2023

Proactive Credit Management

Zopa helps proactively manage your credit behaviour with updates and proactive communication. #loveit Reviewed on: 11th April 2023

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