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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

GREAT SERVICE

5
No fuss .ease of use. Great service. Reviewed on: 11th April 2023
ROBERT HITCHENS's avatar
ROBERT HITCHENS

Reliable and trustworthy

5
Zopa has helped me boost my credit score with a affordable reliable credit card, thank you Reviewed on: 11th April 2023
shaun mills's avatar
shaun mills

Proactive Credit Management

5
Zopa helps proactively manage your credit behaviour with updates and proactive communication. #loveit Reviewed on: 11th April 2023
Mark Elferink 's avatar
Mark Elferink

Great credit card

5
Great credit card no fuss good customer service and support Reviewed on: 11th April 2023
Andrew Farrant's avatar
Andrew Farrant

Credit card

5
A very helpful company and helps me out if I csnt pay my balance Reviewed on: 11th April 2023
ADY Hunter's avatar
ADY Hunter

Easy to set up and use

5
Great company happy with service and their willingness to help Reviewed on: 11th April 2023
John Patefield's avatar
John Patefield

Good

5
Easy payments and quick decision Reviewed on: 11th April 2023
Suz's avatar
Suz

Easy to use

5
Good product, easy app which provides so much more than just a statement. Overall a very good product that works well for me Reviewed on: 11th April 2023
Neil Williamson's avatar
Neil Williamson

Good

4
“Simple process which took less than 5 mins with an experienced customer advisor.” Reviewed on: 11th April 2023
Najuf's avatar
Najuf

Fantastic

5
Never had an issue with them always make contact before anything changes I.e credit limits or apr increases Reviewed on: 11th April 2023
Maverick C's avatar
Maverick C

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