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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

amazing card

very good credit car, i recommend!! Reviewed on: 11th April 2023

Great credit provider

Whenever I needed support from applying to paying and everything in between, zopa were always there to assist me Reviewed on: 11th April 2023

Fantastic for rebuilding poor credit

Interest etc all shown up front, has really helped rebuild my credit within a few months I was asked before credit limit was increased which was great and the app is great and simple to use - highly recommend Reviewed on: 11th April 2023

Great insightful company

This credit card provider, great service, insightful helpful tips on increasing my credit score Reviewed on: 11th April 2023

They are simply the best

Fantastic costumer service. Very understanding and. Reviewed on: 11th April 2023

Flexible credit card

I think zopa is best credit card Reviewed on: 11th April 2023

Excellent Credit Card

I am very happy with my Zopa credit card. I wanted a credit card as a back up .. They gave me a reasonable low amount.. so I would use it to help on paying things.. when short of cash .. then pay it off .. then repeat the process.. they always keep me updated on my spending.. if I’ve spent too much.. Reviewed on: 11th April 2023

Best credit card

I like how when u pay your money back it goes straight on to the card snd when I've gone over due to purchase interested I've had no extra payment fees Reviewed on: 11th April 2023

Excellent - Service

I have been using Zopa for some time now and have found that they attention to customer satisfaction goes beyond what you would expect from a credit card. Reviewed on: 11th April 2023

The best credit card provider

Very easy and fast all services by Zopa! Happy to recommend Zopa for everyone who need it!!! Reviewed on: 11th April 2023

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