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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easily managed credit

Easily manageable credit amount, reviewed offer Reviewed on: 11th April 2023

Top Drawer

The website is easy to use everything is explained, Even I a 64 yr old technophobe followed everything very easily. Reviewed on: 11th April 2023

Company you can trust

Zopa keep you on track, easy company easy app Reviewed on: 11th April 2023

Fantastic company

Zopa are a great company and a great listening staff Reviewed on: 11th April 2023

Awesome credit money plan

Nothing but comfort credit card, easy to use every time and great customer service Reviewed on: 11th April 2023

Zopa credit card

Used this credit card for over a year now and wouldn't choose any other company, simple and easy to use. The staff at Zopa are always happy to help. Will continue using them for years to come Reviewed on: 11th April 2023

Sterling Work

Excellent credit card just what I was looking for. Reviewed on: 11th April 2023

Good value

Fantastic value low Apr always there ti help Reviewed on: 11th April 2023

Excellent service

Always there to help when needed, highly recommended Reviewed on: 11th April 2023

Best Credit Card Ever

I have to say I was sceptical about using Zopa having never heard of them but they’ve been the best really easy application process my card arrived after 2 days!! Which is the quickest ever and there app makes it so easy to pay and track your statements Reviewed on: 11th April 2023

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