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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful and understandable

Great company. Easy and quick to use. Easy to contact and help straight away Reviewed on: 11th April 2023

best credit card

Zopa is best credit as as they have fair rate of Interest and no fees for overseas transactions. Best card for traveling abroad as well. Reviewed on: 11th April 2023

Easy to setup and use

Applying, receiving and using your Zopa card is extremely simple and easy Reviewed on: 11th April 2023

David

I have been with Zopa for over a year now and never had any problems. Always very helpful if needed I would fully recommend Zopa Reviewed on: 11th April 2023

Loving yhe freedom zopa gives me

Easy to use good updates zopa gives me financial freedom when I need it Reviewed on: 11th April 2023

No Nonsense Zopa!

Straight forward and quick to respond to requests. A breath of fresh air. Thank you Reviewed on: 11th April 2023

Best banking services I ever seen

I’m more than happy to be an Zopa customer. I’m already having 2 years with them and there was not time when they haven’t been able to help me . Recommend them for sure Reviewed on: 11th April 2023

Top card in my wallet

Very friendly and safe keep you up to date with all you transaction . Reviewed on: 11th April 2023

Zopa best credit card I had so far

Zopa Credit card is amazing.. Excellent app and easy to use and track all your movements Reviewed on: 11th April 2023

Great service

Loved the journey with zopa. Great service Reviewed on: 11th April 2023

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