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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use

Very easy to use quick online help and great advisors. Reviewed on: 11th April 2023

No hassle credit card!

Was a quick application and card arrived within 2 days. App makes it very easy and transparent to keep an eye on transactions and easy to make payments with reminders sent from Zopa to keep you up to date. Great company and great app and card. Reviewed on: 11th April 2023

Credit card company

A very good company payments go onto your account near enough straight away. Would recommend to anyone. Reviewed on: 11th April 2023

Excellent

Love my credit card and its service and updates it provides Reviewed on: 11th April 2023

Brilliant

No complaints fabulous company! App is very easy and simple to use would definately recommend! Reviewed on: 11th April 2023

The best

I have the credit card for more than 1 year and im very happy with Zopa,best in the world Reviewed on: 11th April 2023

Brilliant credit card

Great customer service, interest rates! Reviewed on: 11th April 2023

Such a great company

Customer services are amazing and ready to help when needed. Not s bad interest rate either Reviewed on: 11th April 2023

Understanding and trustworthy

Always hands on with any query you have and understanding of the times we’re in financially Reviewed on: 11th April 2023

Review

Quick and easy to use app and straight forward to set up Reviewed on: 11th April 2023

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