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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent company

Zopa is a fantastic company who I would not hesitate to recommend to anyone looking for a credit card Reviewed on: 11th April 2023

Great Experience

Good rates and everything so easy through the app Reviewed on: 11th April 2023

Not just a credit card!

Services and add-n support are available. Debt tips, budgeting and advice on the rising costs are great help Reviewed on: 11th April 2023

Excellent

Exceptional services, helpful staff, easy to use app, wonderful experience Reviewed on: 11th April 2023

Easy to use and easy to understand

I got Zopa to help my with my credit score and it really helps me as the apps easy to understand and they provide help and advice to help me improve my credit score Reviewed on: 11th April 2023

Great Company Great Customer Service Non Judgemental

Always on hand to support their customers. Reviewed on: 11th April 2023

Europe

My Zopa credit card saved my life in France. My main back card wouldn’t work so I could book a train or a hotel couldn’t even buy a coffee. Then I remembered I had my Zopa credit card with me. Didn’t even have to sign just tap and I was away. Best card ever. Reviewed on: 11th April 2023

Great Card!

Easy to use mobile app! Good customer support Reviewed on: 11th April 2023

Great service

Really good service and would recommend to anyone if they want credit Reviewed on: 11th April 2023

Amazing service, friendly helpful staff

Zopa helped me when no one else would, amazing and friendly staff, any problems are dealt with quickly and efficiently Reviewed on: 11th April 2023

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