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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Helpful professional easy to talk to and understand

Helpful professional easy to talk to and understand Reviewed on: 15th January 2026

Easy and helpful service and easy to use app

Easy and helpful service and easy to use app Reviewed on: 15th January 2026

Fan experience so far with Zopa, brilliant customer...

Fan experience so far with Zopa, brilliant customer service with any queries ive had so far Reviewed on: 15th January 2026

No faffing around

Easy to use. You can see what's happening in the app straight away. No calls etc with marketing or if your payments a little late. Very very helpful Reviewed on: 15th January 2026

It is fast and efficient .

It is fast and efficient .lf u pay your bills well is increases the amount without any problems. Reviewed on: 15th January 2026

Great app and great customer service

Great app and great customer service Reviewed on: 15th January 2026

Amazing service, love my card, I have recommended to...

Amazing service, love my card, I have recommended to all my friends and 4 of them have got one as well x Reviewed on: 15th January 2026

Very easy to use and understand.

Very easy to use and understand. Reviewed on: 15th January 2026

Easy and hassle free

It’s an easy to use card with hassle free engagement Reviewed on: 15th January 2026

Free and understanding

You have been fare and. Understanding Reviewed on: 15th January 2026

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