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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

A fantastic option for building credit and a brilliant app Reviewed on: 11th April 2023

Good and quick service

Good and quick application process and the app is very good and well laid out Reviewed on: 11th April 2023

Fair lender

Took a chance when no one else would look at me due to last credit. Looked at me as a borrower rather than the credit score. Reviewed on: 11th April 2023

Amazing bank

Reliable, can always reach staff when needed, incredible service Reviewed on: 11th April 2023

Good to help build poor credit

Helped a little with building my score up but don't offer a good alternative like loans when needed been a customer over 1 year paid more than minimum payment each month but still no credit increase offer Reviewed on: 11th April 2023

Simple, smooth

Easy to use, good app, straight forward. Reviewed on: 11th April 2023

Ease and flexibility

Top quality service, I'm always kept informed of what's going on. Pleasure to deal with these guys. Reviewed on: 11th April 2023

Helped me get a better credit score

Was offered this credit card when other companies wouldn’t due to my low credit score. And now my credit score is looking great. So won’t forget this company and will always use. Reviewed on: 11th April 2023

Excellent

Excellent service they keep you well informed of all payments due etc Reviewed on: 11th April 2023

Super service

Easy to apply and good customer service. Reviewed on: 11th April 2023

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