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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent Services

I have had no issues whatsoever with my card and i have been enjoyingit so far. Reviewed on: 11th April 2023

Best credit card ever

Zopa is one of the best credit cards and financial services out there, impressive customer service , very professional and supportive, definitely recommend it. Reviewed on: 11th April 2023

Great card

Great app too, very easy to use, very ckear and informative Reviewed on: 11th April 2023

Amazing - bogs dollocks

Phenomenal company there when you need them provide credit and additional support I will be getting all my family to be using them Reviewed on: 11th April 2023

Nice and easy

The service from application to payment and all other aspects are great. Awesome feeling to have zopa. Reviewed on: 11th April 2023

Easy access credit card

I applied for the Zopa and they give me the credit card without too much hassle. It is really simple to navigate through the app and it is super responsive, customer care is fantastic, whenever we need anything they will respond quickly and effectively. with the popup notification, we will never miss the repayment date that's awesome. I will recommend to everyone should have this credit card. Reviewed on: 11th April 2023

Great credit card

This is a great credit card with a very good app which is easy to use and navigate around. I’ve had this card a while now and to date have had no issues would definitely recommend Reviewed on: 11th April 2023

Brilliant aeevice

They always let you know when payments are being made and let you know if you are eligible to apply for a loan with them Reviewed on: 11th April 2023

Good rate

The best in the market right now Reviewed on: 11th April 2023

Mr SAM ZUMBE

This card company are flexible, easy to use and international payments were not an issue. The Zopa Credit Card is my reliable friend. Reviewed on: 11th April 2023

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