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Zopa: Credit card reviews

4.94
Based on 43,490 reviews, last reviewed 19th Mar 2026
155550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026
Barbara J's avatar
Barbara J

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43490)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app and great customer service

5
Great app and great customer service Reviewed on: 15th January 2026

Amazing service, love my card, I have recommended to...

5
Amazing service, love my card, I have recommended to all my friends and 4 of them have got one as well x Reviewed on: 15th January 2026

Very easy to use and understand.

5
Very easy to use and understand. Reviewed on: 15th January 2026

Easy and hassle free

5
It’s an easy to use card with hassle free engagement Reviewed on: 15th January 2026

Free and understanding

4
You have been fare and. Understanding Reviewed on: 15th January 2026

I have had good experience with Zopa.

5
I have had good experience with Zopa. They are very helpful Reviewed on: 15th January 2026

Response

5
Very efficient and listen and good value Reviewed on: 15th January 2026

Everything is straight forward and easy

5
Everything is straight forward and easy Reviewed on: 15th January 2026

Helpful Company

5
Provided a credit card facility, when few others did Reviewed on: 15th January 2026

An excellent card for building good credit.

5
An excellent card for building a credit score. I had to contact customer ser Reviewed on: 15th January 2026

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