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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have had good experience with Zopa.

I have had good experience with Zopa. They are very helpful Reviewed on: 15th January 2026

Response

Very efficient and listen and good value Reviewed on: 15th January 2026

Everything is straight forward and easy

Everything is straight forward and easy Reviewed on: 15th January 2026

Helpful Company

Provided a credit card facility, when few others did Reviewed on: 15th January 2026

An excellent card for building good credit.

An excellent card for building a credit score. I had to contact customer ser Reviewed on: 15th January 2026

Excellent starting limit very easy everything straig...

Excellent starting limit very easy everything straight forward great service Reviewed on: 15th January 2026

Always quick to respond and helpful

Always quick to respond and helpful Reviewed on: 15th January 2026

Zopa gives me the control

Zopa always let's me know with a text evertime I purchase and also with my remaining credit balance which I find so handy as it keeps you in control of your spending,would highly recommend Zopa to anyone Reviewed on: 15th January 2026

easy to apply for, and great service

easy to apply for, and great service Reviewed on: 15th January 2026

Zopa credit card

Easy to use the app is very easy Reviewed on: 15th January 2026

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