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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Gteat card

Love this card i never have any problems and its really easy to use their App. You can do most things in the app and even webchat with someone if you have a query. Reviewed on: 11th April 2023

Great bank

5* never had an issue , great service Reviewed on: 11th April 2023

Great credit card

Setting up and using Zopa credit card has been so easy to do. Everything is easy to manage and straight forward. Reviewed on: 11th April 2023

brilliant

nothing but brilliant, allways helpful, the app is so easy to use Reviewed on: 11th April 2023

Zopa card

Excellent service and excellent service would recommend Reviewed on: 11th April 2023

Zopa

Very easy to apply for great customer support if and when needed Always kept upto date with everything Well pleased to say the least Reviewed on: 11th April 2023

Excellent!

The app is brilliant, well set out, clear and easy to use, my whole experience, from application to now has been great! Reviewed on: 11th April 2023

Loan and then credit card

I had a loan with ZOPA which was completed in as little as an hour. Through the App which was easy to follow and understand, I’ve now paid my loan off with a good interest %. I now just have a credit card with ZOPA with nearly 5 times the amount I can receive of other competitors. Again easy to use through the App. Also they keep track of my credit score and keep it easy to see any other services they can offer me aswell as advice. Highly recommend Zopa Reviewed on: 11th April 2023

Easy to use

Easy app to use. Clear and easy to read terms and conditions. Reviewed on: 11th April 2023

Well presented

Always there to help at customer services Reviewed on: 11th April 2023

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