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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic

All app based and regular emails and notifications regarding services Reviewed on: 11th April 2023

Credit card

Good service just slightly high interest Reviewed on: 11th April 2023

Easy to manage and great value

Having a bad credit rating has always hindered me, but Zopa offer a great rate even with poor credit. They gave me a good starting credit limit to easily manage and the low monthly repayments aided me to really manage my card well to the point where I have just had a credit limit increase. Reviewed on: 11th April 2023

Great service

I am truly happy with the service provided by Zopa. The app is great and never had any issues in the past few years since I got the credit card. Reviewed on: 11th April 2023

Brilliant

Very quick response and message as soon as you use your card time and name of shop easy online app for making payments and checking out your balance Reviewed on: 11th April 2023

Never had troubles with zopa

Good customer service, good product Reviewed on: 11th April 2023

Easy to use and highly recommend

Easy to apply and faster approvements and less apr must recommended m Reviewed on: 11th April 2023

Top class suport

Been with them for 1 year allwawys been professionally and helpful when I have had problems. App is really good and the whole package has been very good Reviewed on: 11th April 2023

Good service

Ease to use and everything understandable Reviewed on: 11th April 2023

Excellent credit card

My Zopa credit card is good and helps me to manage my finances, especially just before pay day. I usually pay my monthly repayments with a little extra per month just to keep afloat and use my credit card when money is a bit tight. All in all I have had a good experience with my Zopa credit card. Reviewed on: 11th April 2023

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