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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good customer service in the phone

Very good customer service in the phone Reviewed on: 6th March 2026

Seamless

Seamless cc notices and regular updates are 100% Reviewed on: 6th March 2026

Good rates for card and loans, great discount when s...

Good rates for card and loans, great discount when settling loan early. Reviewed on: 6th March 2026

Do not have one single complaint.

Do not have one single complaint. Fantastic service. Reviewed on: 6th March 2026

Excellent

Great card with easy to use accessible customer service . Online access is excellent with all financial services available. Live chat is good with relevant and helpful support Reviewed on: 6th March 2026

Excellent customer services and very understanding

Excellent customer services and very understanding Reviewed on: 6th March 2026

Recommend to use Zopa

Zopa colleagues have always helped me , they are very polite and always explained the results of my querys Reviewed on: 6th March 2026

Great customer service

Contacted customer service they sort out straight away found out it was a scam and I received a full refund. Reviewed on: 6th March 2026

Excellant customer service never had any complaints...

Excellant customer service never had any complaints at all Reviewed on: 6th March 2026

Zoom to Zopa

Excellent customer Support and a perfect experience when problem solving Reviewed on: 6th March 2026

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