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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa the best !

Perfect service any time ! Good communication ! Reviewed on: 11th April 2023

Best credit card

Easy access to everything, staff are so helpful and always go above and beyond to help sort out any problems. Highly Recommended Reviewed on: 11th April 2023

So easy to deal with

Everything is clear simple and so easy to use and understand. Plus extra features like borrowing power and credit score. Customer service's are very good. I have credit cards with some of the biggest providers and they are not as good. By a clear mile. Thanks Zopa ! Reviewed on: 11th April 2023

Transparent and easy to navigate!

Clear, Informative and simple to use. The app helps me to keep track of all purchases and payments with suggestions on how to improve my credit rating. Overall, fantastic! Reviewed on: 11th April 2023

Amazing

Little or no effort in obtaining, & not too much interest. Reviewed on: 11th April 2023

Credit Card

Excellent service would highly recommend Reviewed on: 11th April 2023

Easy to use and transparent

The app is great and updates immediately, very easy to use and keep on track clearly showing available balance, payments and statements. No issues at all. Reviewed on: 11th April 2023

Excellent customer service

It’s great to have a company customer service at its best Always on hand to help with matters Reviewed on: 11th April 2023

Amazing Credit Card

This has been fantastic, the app is so easy to use. Great customer service on the rare occasion I’ve needed it! A+++++++ Reviewed on: 11th April 2023

Zero nonsense

Great app and no nonsense credit card Reviewed on: 11th April 2023

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