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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

always around to help

i have been with zopa for just over 2 years and found them helpful and easy to deal with Reviewed on: 11th April 2023

Great card

Great card with limit increases when kept in good shape Reviewed on: 11th April 2023

Happy

Great service from Zopa really helped me get back on track with my credit score . The Zopa app is really great aswell . Highly recommend Zopa to friends and family Reviewed on: 11th April 2023

Excellent company

Best credit card in the world Zopa are top of the list for me Reviewed on: 11th April 2023

Best credit card

Absolutely happy with zopa it’s effective and cheap rates Reviewed on: 11th April 2023

Fab

Lots of advice customer service great overall very satisfied Reviewed on: 11th April 2023

Simple, easy, reliable!

Love my zopa card, fantastic app, easy to use card, good features! Reviewed on: 11th April 2023

Fantastic

Easy to manage, the app is good to keep you informed. Reviewed on: 11th April 2023

Credit card

Would definitely recommend zopa to friends and family had my card for nearly a year never had any problems at all great company Reviewed on: 11th April 2023

Great no complaints

Amazing I have no complaints and wouldn’t change anything Reviewed on: 11th April 2023

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