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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to set up and use

Completed application through the app, whole process was relatively painless from start to finish. Transferring a balance, making payments etc is also straightforward. Reviewed on: 11th April 2023

Clear, transparent banking made easy

Such a simple and effective credit card without the fuss. Making life simple in such a complex marketplace. Reviewed on: 11th April 2023

Really good

Always there to help when you need anything Reviewed on: 11th April 2023

Zopa best card , best service!!!

Since I’ve been with Zopa my life and finances improved considerably just with a few clicks, I highly recommend to everyone to join . Reviewed on: 11th April 2023

Professional

I would recommend zopa. Easy and professional service. Reviewed on: 11th April 2023

Best credit card

I’ve been using this card for a long time and it has never let me down nearly all my friends have got this card and are enjoying same experience. One card you should have well done Zopa! Reviewed on: 11th April 2023

simple and satisfied

a very clear and simple card, customer service is great, with great reporting and keeps you updated. Reviewed on: 11th April 2023

great company

always there to help if i need it Reviewed on: 11th April 2023

Zopa

Have been with this company for a while and great communication and notifications.would highly recommended. Reviewed on: 11th April 2023

Easy app

Nice and easy to do payments direct debits etc would recommend Reviewed on: 11th April 2023

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