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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helped me get back on track

I've had a Zopa credit card for roughly about a year. My credit score was fairly poor when I first got it and I was nervous I'd get into more debt whilst trying to improve my credit score but actually the opposite has happened. They haven't been pushy with a credit limit increase and if I've needed to speak with them they've been really friendly and helpful. I've felt in control and my credit score has improved without me falling further into debt. 100% would recommend Reviewed on: 11th April 2023

Great service

The service provided has been Great and communication has always been amazing Reviewed on: 11th April 2023

Best credit card

The app is useful and the usage and price for the interest is very low compared to other providers. This is one of the best credit card out there: Reviewed on: 11th April 2023

5 star

Easy and good to use never have any issues Reviewed on: 11th April 2023

Super

Perfect customer Service , super offert Reviewed on: 11th April 2023

Best card in the market

Decent rates and manageable limits. Easy to use app and repayments go back instantly so you can easily keep your accounts on track Reviewed on: 11th April 2023

Excellent customer service

Staff are always helpful and polite Reviewed on: 11th April 2023

Zopa Service

Outstanding Brilliant customer Service Reviewed on: 11th April 2023

Excellent

Great card, easy to use and love the features, makes it much easier to manage your spending and payments Reviewed on: 11th April 2023

Great app

Great credit card with a great app to work along side it. Easy and intuitive to use. Reviewed on: 11th April 2023

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