Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zo

Good company let you know when payment due Reviewed on: 11th April 2023

Number 1 credit card

Best credit card for service and information on your finances , as well as a good starting balance Zopa keep you up today with offers and keeping you in control off finances Would recommend this card and other services to everyone Reviewed on: 11th April 2023

Good card and app

Easy to use app, no charges for use abroad. All good. Reviewed on: 11th April 2023

Choose Zopa Credit Card

Great products and great service Reviewed on: 11th April 2023

Great service

Lets me stay in control of my balance with clear updates Reviewed on: 11th April 2023

Great card

Everything is clear and understandable no hidden details from the start Reviewed on: 11th April 2023

PeteM

Easy application easy to monitor. Great card Reviewed on: 11th April 2023

Amazing cars

Amazing card with clear terms and service. Easy to use app that is extremely useful to keep track of what you are spending and when payment is due out. Overall an amazing card and service. Reviewed on: 11th April 2023

Zopa the best

Professional caring supportive at all times would recommend to all friends and family Reviewed on: 11th April 2023

Brilliant

Such a lovely company, their customer service is brilliant, so glad to be with them. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews
Credit card
from ASDA Money 3.25 from 111 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub