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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Clear view of you credit

The card and app is easy to use the interest rate is fair and when you make a payment the amount updates that day! Reviewed on: 11th April 2023

Simplicity

Whats not to love? Real-time payments. Great Customer Service. Reviewed on: 11th April 2023

Great!!

Fantastic card with great service. Reviewed on: 11th April 2023

Zopa

Zopa are great they a responsible lenders and their platform is really easy to use I highly recommend their products Reviewed on: 11th April 2023

Great credit card

Helping me get my credit score up Reviewed on: 11th April 2023

Working for you (me)

Working hard to give you (us) the best deals on loans, credit, broadband etc. Reviewed on: 11th April 2023

Great card

Easy to understand website. Clear on products and very easy to use what more could you want Reviewed on: 11th April 2023

Excellent

Great service easy to use app and payments and good warnings so you are prepared for payment date Excellent service Reviewed on: 11th April 2023

Best credit card

Very straightforward explanation on what benefits you can get on your credit card. Decision on approval was steadfast. Happy customer Reviewed on: 11th April 2023

Easy to set up

It was very quick and easy to apply and get a decision Reviewed on: 11th April 2023

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