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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Great would recommend to anyone and everyone to have this card Reviewed on: 11th April 2023

Great app

Easy customer service and trouble-free app, 10/10 Reviewed on: 11th April 2023

Excellant

Went smooth good customer care would recomend Reviewed on: 11th April 2023

Best first time credit and look after you

I have had this card for a while great Apr and credit limit Reviewed on: 11th April 2023

Superb Easy for using Awesome and easy App

I feel so good having Zopa and 100% recommendations from me instantly despite in your account not taking 2 working day Thank you Zopa for providing me excellent service Reviewed on: 11th April 2023

The best company in the UK

I took a personal loan from Zopa and also have a credit card. So easy to apply, took me a 5mins to get my loan. I would recommend for all of you guys . And the most important thing is the interest is very low. Reviewed on: 11th April 2023

Very easy to apply etc

First found them through ClearScore.. applied, got accepted and had the account set up within a week! Really good company Reviewed on: 11th April 2023

Easy to use ,,

Very easy to keep up to date ,, great Updates ,, Very good Reviewed on: 11th April 2023

Best card ever

Nothing is a problem with this company. Customer Service is top notch too. Wish I found them years ago. Reviewed on: 11th April 2023

Great card

I never have issues contacting customer service, they efficient and friendly. Reviewed on: 11th April 2023

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