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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing service

Amazing company with amazing products Reviewed on: 11th April 2023

Fantastic credit card

Great card for beginners or for experienced credit users. Simple app that lays out everything in Laymam terms. No jargon, highly recommended Reviewed on: 11th April 2023

Efficiency

Efficient in payments during purchases and easy to repay back Reviewed on: 11th April 2023

Credit card

Very good credit card very reliable to use would definitely recommend this card to anyone Reviewed on: 11th April 2023

Hassle free

Fantastic service, the online app works flawlessly. very nice customer services. overall a great company and certainly one of the leaders in UK credit card providers. second to none and i would reccomend without hesitation. Reviewed on: 11th April 2023

Zopa Card

The Zopa Credit Card is an excellent starter credit card, I've had mine for a few years and if you use it responsibly its great. Reviewed on: 11th April 2023

Great credit provider

Very careful not to give you too much credit Reviewed on: 11th April 2023

Great service

Easy to use and all in 1 place would definitely recommend Reviewed on: 11th April 2023

Borrowing Power

Zopa give you tips on how to improve your score. Reviewed on: 11th April 2023

Very professional

Good lending and interest rates, Always sends reminder. The app is good to use Reviewed on: 11th April 2023

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